Benefit, credit and Taxes for
Black Immigrants
We help Black Immigrants to the resources and supports they need
For Black immigrants to Canada, there are various benefits, credits and tax implications to consider.
Black immigrants to Canada can benefit from many benefits and credits, both personally and professionally. It is crucial to familiarize yourself with available programs and consult with professionals (such as tax advisors and immigration agents) to maximize these opportunities and ensure successful integration.
Newcomers to Canada often need support understanding and navigating the benefits, credits, and tax systems. To help them integrate and become financially secure, BIE offers a range of services focused on these areas
- Tax filing assistance:
- Free or low cost tax preparation services to help new comers file their taxes accurately
- Workshops on how to file taxes in Canada, including information on tax deadlines, forms, and filing requirements.
- Understanding Canadian tax systems
- Education sessions that explain how the Canadian tax system works, including income tax, sales tax, and other relevant taxes.
- Resources that help newcomers understand tax deductions, credits, and benefits they may be eligible for.
- Benefits and credits awareness
- Information sessions on government benefits and credits for which newcomers may qualify, such as the Canada Child Benefit, GST/HST Credit, or Working Income Tax Benefit.
- Guidance on how to apply for and manage these benefits
- Social insurance Number (SIN) registration
- Assistance with obtaining a Social Insurance Number (SIN), which is essential for accessing benefits and working in Canada.
- Support for correcting or updating information on the SIN card.
- Financial literacy and budgeting
- Workshops on managing personal finances, budgeting, and understanding credit scores.
- Guidance on opening bank accounts, obtaining credit cards, and understanding interest rates.
- Government services navigation
- Help with navigating federal and provincial government websites to access benefits and services.
- Assistance with completing online applications for benefits and credits.
- Government services navigation
- Help with navigating federal and provincial government websites to access benefits and services.
- Assistance with completing online applications for benefits and credits.
- Employment and income related services
- Programs that focus on understanding pay stubs, employment contracts, and workers’ rights in Canada.
- Information on employment-related benefits, such as Employment Insurance (EI) and maternity/paternity leave.
- Financial planning and savings programs
- Guidance on saving for the future, including Registered Retirement Savings Plans (RRSPs) and Tax-Free Savings Accounts (TFSAs).
- Information on educational savings programs, like Registered Education Savings Plans (RESPs).
- Support for vulnerable newcomers
- Tailored assistance for vulnerable newcomers, such as refugees or single parents, to ensure they receive all the benefits they are entitled to.
- Advocacy to ensure equitable access to benefits and services for all newcomers.
- Community and legal resources
- Referrals to community organizations and legal aid services for additional support in dealing with tax and benefit-related issues.
- Assistance with resolving disputes related to taxes, benefits, or credits, including guidance on appeals processes.